Established Contractors
General liability, workers’ compensation, commercial auto/fleet, umbrella, equipment/inland marine and related coverages.
Multifamily & Property Owners
Property, liability, umbrella, business income and related building exposures for owners and portfolios.
Trucking & Transportation
Fleet, driver, commodity, radius, DOT and related commercial-auto exposures, subject to market eligibility.
Specialty Business Risks
Commercial marine and other specialty exposures reviewed based on operations, geography and available markets.
Start Here
Request a Review
Share your business and coverage concerns. Legacy Wise Advisors, Inc. coordinates the initial business consultation and Fusco Insurance, Retirement & Wealth Planning Services, Inc. handles licensed insurance review, quoting and placement.
Insurance placement is handled through the appropriately licensed insurance entity. Coverage is not bound by submitting this request.
Your service path
What to expect
Business owners, contractors, property operators and employers reviewing commercial exposures.
What Legacy Wise provides
Consult on operations, workforce, safety practices, vehicles and business processes; coordinate a separate licensed review through Fusco Insurance when coverage questions arise. Legacy Wise Advisors does not quote, bind or place insurance.
What you receive
A prioritized review and the appropriate licensed application or market-submission next step.
Prepare your request
Operations, states, workforce size, current renewal dates and the specific issue or coverage you need reviewed.
From inquiry to an agreed engagement
- Submit the request with your service needs and timing.
- We review the details and clarify the appropriate provider and scope.
- You review the proposal, pricing and responsibilities before work or booking commitments begin.
- Approved work follows the agreed schedule, with the next handoff or completion documented.
Insurance is written through Fusco Insurance, Retirement & Wealth Planning Services, Inc., subject to licensing and carrier eligibility. Consultation is through Legacy Wise Advisors, Inc. Inquiry submission does not bind coverage.
Request Commercial Insurance ReviewBusiness Safety & Risk
Workplace Safety & Business Risk Review
Serious workplace injuries can affect employees, operations, staffing and costs. Start with a practical business consultation through Legacy Wise Advisors, Inc. to identify safety-process priorities, then request a licensed workers’ compensation or commercial insurance review through Fusco Insurance when appropriate.
Handling & overexertion
Discuss material handling, lifting, equipment, training and reporting practices.
Slips, trips & falls
Review housekeeping, walking surfaces, ladders, work-at-height processes and incident follow-up.
Vehicles & equipment
Consider driver procedures, maintenance, pedestrian interactions, machine safeguards and incident documentation.
Workers’ compensation review
Where coverage is needed, Fusco Insurance handles the licensed insurance review, application and placement process.
What happens next
- Describe your business, locations, workforce and main safety or coverage concern.
- Legacy Wise Advisors discusses business processes and identifies appropriate follow-up priorities.
- Where insurance advice or quotes are requested, Fusco Insurance conducts the licensed review.
- Agree on practical next actions and a follow-up date.
Educational reference: Liberty Mutual Workplace Safety Index (2026). National injury cost rankings are not a prediction of an individual employer's claims, savings or premiums. No safety review guarantees injury prevention or insurance savings.
Request a Business Risk ConversationFleet Safety & Operations
Fleet Safety & Telematics Readiness Review
Fleet costs, liability exposure and driver safety are rising together. Start with a practical consultation through Legacy Wise Advisors, Inc. to define your fleet risks and telematics readiness, coordinate operational support through Legacy Logistics Solutions where it fits, and request a licensed commercial auto or fleet insurance review through Fusco Insurance when appropriate.
Start with your risks
Define what the program must solve before choosing technology: collisions and distracted driving, driver monitoring, maintenance, fuel costs, or visibility across a spread-out fleet.
Bring drivers along
Telematics works when drivers understand its purpose. Position it as a tool that supports and protects drivers — including documenting good driving — not simply one that watches them.
Use data beyond safety
Put the same data to work on fuel and idle time, vehicle wear and maintenance, asset tracking, delivery visibility and route efficiency, coordinated through Legacy Logistics Solutions.
Recognize good driving
Use objective information to coach where needed and recognize positive driver performance — a practice that supports engagement and retention.
What happens next
- Describe your fleet, vehicles, drivers, operating radius and main safety or cost concern.
- Legacy Wise Advisors reviews your risks, current practices and telematics readiness, and identifies follow-up priorities.
- Where insurance advice or quotes are requested, Fusco Insurance conducts the licensed commercial auto and fleet review.
- Agree on practical next actions, whether that is program changes, operational support or an insurance next step.
Telematics results vary by fleet, technology and program design. No review guarantees accident prevention, cost savings or insurance premium outcomes. Legacy Wise Advisors does not quote, bind or place insurance.
Request a Fleet Safety Conversation