*{box-sizing:border-box}body{margin:0;background:#f7f8fb;color:#12213a;font:16px/1.65 Arial,Helvetica,sans-serif}a{color:#123c69}a:hover{text-decoration:underline}a:focus-visible,button:focus-visible{outline:3px solid #a87810;outline-offset:4px}.wrap{max-width:1180px;margin:auto;padding:0 24px}.hero{background:#0f2747;color:white;padding:44px 0}.hero h1{font-size:clamp(2rem,5vw,3.5rem);line-height:1.1;margin:10px 0 20px}.hero p{max-width:760px}.eyebrow,.badge{font-weight:bold;letter-spacing:.05em}.eyebrow{color:#dfc274}.badge{font-size:14px;color:#735000;background:#fff1c8;padding:5px 10px;border-radius:4px;display:inline-block}.navlinks{display:flex;flex-wrap:wrap;gap:16px;padding:18px 0}.quicknav{background:white;border-bottom:1px solid #dde3eb}.navlinks a{font-weight:bold;text-decoration:none}.resource-section{padding:36px 0;scroll-margin-top:20px}h2{font-size:1.8rem;line-height:1.2}h3{line-height:1.3}p{margin:12px 0}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.card,.panel{background:white;border:1px solid #dce3eb;border-radius:12px;padding:24px}.card{display:flex;flex-direction:column}.card .actions{margin-top:auto;padding-top:12px}.actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-block;background:#d9b85f;color:#0d2645;padding:12px 16px;text-decoration:none;font-weight:bold;border-radius:6px;border:0;font:inherit;cursor:pointer}.btn.secondary{background:#0f2747;color:white}.hero .btn.secondary{background:white;color:#0f2747}.note{color:#4d5f73;font-size:14px}.panel{margin:20px 0}.sectionintro{max-width:800px}.meta{font-size:14px;color:#4d5f73}footer{padding:28px 0;background:#0f2747;color:white}footer a{color:white}.document{max-width:900px;margin:32px auto;padding:32px;background:white;border-top:8px solid #d9b85f}.document h2{font-size:1.4rem;margin-top:30px}.document li{margin:8px 0}.worksheet{width:100%;border-collapse:collapse;margin:18px 0}.worksheet th,.worksheet td{border:1px solid #cbd5df;text-align:left;padding:10px;vertical-align:top}.worksheet th{background:#eef2f6}.blank{min-height:36px;border-bottom:1px solid #aab6c5;margin:8px 0 18px}.skip{position:absolute;left:12px;top:-80px;background:white;padding:12px;z-index:100}.skip:focus{top:10px}@media(max-width:850px){.grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:580px){.grid{grid-template-columns:1fr}.wrap{padding:0 18px}.document{margin:16px 0;padding:20px}.actions{flex-direction:column}.btn{text-align:center}.worksheet{font-size:14px}.worksheet th,.worksheet td{padding:6px}.navlinks{gap:12px}}@media print{body{background:white}.quicknav,footer,.actions,.skip,.print-hide{display:none!important}.hero{background:white;color:#12213a;padding:12px 0}.eyebrow{color:#735000}.document{border:0;margin:0;padding:0;max-width:none}.wrap{padding:0}.panel{border:0;padding:0}.worksheet tr{break-inside:avoid}h2,h3{break-after:avoid}.document section{break-inside:avoid}}